Staying ready for a disaster Although it can be difficult to predict a disaster such as a fire or sudden flood, there are way to mitigate the damage. No one wants to think about the possibility of a flood or fire hitting their home. And while we sincerely hope that it never happens to you, planning ahead for an emergency will save you much money, time, and headache. Be ready for a disaster by doing these four things: 1.Take photos or videos of your home and all of its contents. This saves you from having to remember everything that may have.